1. Find a Realtor that you can trust. (I’d love to help!!) This is SO important so that you have a professional in your corner through the next key steps. This is a huge investment and going it alone can cost you money and time.
  2. Determine how you will pay for your new home. Will you be paying cash or will you need a mortgage to finance your new home? If you need a mortgage you will need a trusted mortgage lender to help guide you as to what is the best type of loan for your needs. Your Realtor can help you find a lender that you can trust if you don’t already have one.
  3. Search for the right home. Preview potential properties online. Schedule showings and view the properties you are most interested in.
  4. Make an offer. Write an offer to purchase on the property that best meets your needs. Negotiate the terms of the offer and accept the contract.
  5. Under contract. Turn in earnest deposit check, complete loan application and get homeowners insurance quotes.
  6. Inspections. Conduct inspections, and resolve/negotiate any issues.
  7. Financing period. Your lender will order the appraisal. You will need to obtain homeowners insurance. The title company will conduct a title search.
  8. Clear to close. This means that the lender has approved your loan and we are ready to set a closing date.
  9. Closing day!! You will sign the closing documents and officially become a homeowner!