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The amount you need for a down payment depends on the home price and loan type, ranging from 0% for RD and VA loans to 20% for conventional loans. Larger down payments can lower monthly payments and avoid PMI, but remember to budget for closing costs and an emergency fund.

Whether to sell or buy first depends on your situation. Selling first clarifies your budget but may require temporary housing, while buying first ensures you have a home but adds financial pressure if selling takes time. Let’s discuss your goals to find the best option for you!

If you see a house online that catches your eye, let me know right away so we can schedule a showing—homes move fast! Online photos don’t always tell the full story, and I can help you dig deeper, check for any potential issues, and decide if it’s the right fit for you.

To get your house market-ready, start by decluttering, deep cleaning, and making minor repairs like touching up paint or fixing leaks. Boost curb appeal with a tidy yard and small touches like fresh flowers. I’ll help stage your home to highlight its best features and ensure it shines for buyers.